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Spending This Month

My plan to have a no-spend year got off to a non-start when my health insurance premiums only increased $200.00 for January and February*. Hopefully that remains the case for the months that remain until I go on Medicare later in the year.

Although I had no reason (yet) to curtail my spending, I still watched every penny, and did not spend as I usually do. Aside from the $418.23 I spent on food and medications, books for research for my day job (didn't think about that) pet supplies (ditto), and Sunpass funds for our car's transponder ($50.00 which was reimbursed by my guy), I spent $90.31 on yarn and fabric (I should note that half of that was paid in cash with money I'd saved from last Christmas.)

What I discovered is that it's really difficult not to spend money. Even though by using cash I set aside last year and didn't spend, and using only forty-five dollars and change from this month's earnings, it added up faster than I realized.

As I'm still not optimistic about the health insurance situation I'm going to try another no-spend month in February. As before I'll only spend money on food and medications, and I'll add to that job and pet expenses. By the time March rolls around I'll know one way or another whether I need to go full no-spend, or I have a bit more money to buy what I'd like to have.

*As of the writing of this post, subject to change if the government does not restart the health care subsidies.

Image by Pabitra Kaity from Pixabay

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